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The Ultimate Guide to Small-Business Loans

Successfully building a small business doesn’t require you to be an expert in small-business financing, but you should understand your options and choose the one best suited for your business needs. Our ultimate guide will help you do both.

On This Page

Popular Lenders

Loan Calculators

Loan Fundamentals

Startup Resources

Growth Resources

Find the Best Lender

Lendio, Fundera, and Funding Circle offer some of the best small business loans

By

Chloe Goodshore

06/07/2023

Best Small Business Loans of 2023

Best Crowdfunding Sites for Startups

Sarah Ryther Francom

01/12/2023

Best Crowdfunding for Startups 2023: How to Fund Your Small Business

Lendio, BlueVine, and Fundbox offer some of the best small business loans for women

Chloe Goodshore

07/07/2023

10 Best Small-Business Loans for Women in 2023

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Chloe Goodshore

12/05/2022

Best Commercial Real Estate Loans 2023

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Chloe Goodshore

07/07/2023

The 5 Best Startup Business Loans of 2023

Read Lender Reviews

Compare Top Loan Options

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By

Chloe Goodshore

02/01/2023

Bluevine vs. Fundbox 2023

Fundbox and Bluevine may both be alternative lenders offering lines of credit, but they have...

Feature image of a young black businessman shaking hands with a woman across a desk

By

Chloe Goodshore

02/01/2023

Fundera vs. Lendio

Fundera and Lendio are two great lending marketplaces with a lot in common―including their ability...

Featured image of a white woman in a blue tank top pumping her fist and cheering as she reads good news on her laptop

By

Chloe Goodshore

02/01/2023

Kabbage vs. Fundera: How this Lender and Lending Marketplace Compare

Are Kabbage’s fast funds or Fundera’s many choices better for your business financing needs? Most...

A young woman is working in a bright office

By

Chloe Goodshore

07/10/2022

Square Capital vs. PayPal Working Capital vs. Stripe Capital

We break down what’s great about these payment processing lenders—and what’s not-so-great. In the past...

Business.org’s Business Loan Calculators

Does a small-business loan make sense for your business? Our loan calculator helps you identify the total cost of a small-business loan so you can make an informed decision.

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By

Chloe Goodshore

12/06/2022

Business Loan Calculator

Applying for a small business loan? Calculate the true cost of your loan with Business.org’s...

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By

Chloe Goodshore

12/05/2022

Commercial Loan Calculator

Let a commercial real estate loan calculator do the math on how much that loan...

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By

Chloe Goodshore

12/06/2022

SBA Business Loan Calculator: Estimate Your SBA Term Loan Costs

Find out how much your SBA loan will cost you with our SBA business loan...

Small-Business Loans: What You Need to Know

6 Most Important Business Loan Requirements

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How to Get a Small Business Loan in 7 Simple Steps

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Types of Commercial Loans for Real Estate and Beyond

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How to Get a Commercial Real Estate Loan

The Types of SBA Business Loans Explained

Businessmen applying for SBA loans

Breaking Down Business Startup Costs: What to Expect

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Types of Startup Business Loans

How Long Does It Take To Get a Business Loan?

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Financing Your Startup

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By

Chloe Goodshore

07/07/2023

The 5 Best Startup Business Loans of 2023

Best Crowdfunding Sites for Startups

Sarah Ryther Francom

01/12/2023

Best Crowdfunding for Startups 2023: How to Fund Your Small Business

best start up loans for bad credit screen on desktop

Sarah Ryther Francom

12/06/2022

10 Best Startups Loans for Bad Credit in 2023

Sarah Ryther Francom

06/27/2022

Types of Startup Business Loans

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By

Sarah Ryther Francom

12/06/2022

How to Get a Startup Business Loan

Lean how to get a startup business loan in 6 easy steps. Play Video Learning...

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By

Chloe Goodshore

12/06/2022

Best Startup Business Line of Credit 2023

After looking at dozens of business lenders, we found the best ones that offer business...

By

Christa Baxter

05/21/2023

6 Ways to Self-Finance Your Business

Even if you have a great business idea, it is unlikely to succeed without solid...

Business owner looking at tablet

By

Sarah Ryther Francom

05/18/2023

Breaking Down Business Startup Costs: What to Expect

When starting a business, it can be tough to estimate all the costs. We researched...

Explore All Startup Content

Financing with Bad or No Credit

7 Vendors that Help Build Business Credit 2023

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5 Best Business Loans for Bad Credit in 2023

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Best Small-Business Loans with No Credit Check 2023

Best-Business-Loans-on-laptop-screen

People in office shaking hands

By

Sarah Ryther Francom

05/09/2022

Understanding Business Credit

If you’re unsure about how business credit works and what makes it different from personal...

happy business owner with good business credit

By

Chloe Goodshore

03/29/2023

How to Build Business Credit: 5 Steps for Improving Your Business Credit Score

With a strong business credit profile, you can qualify for better business financing options. While...

business woman looking at her personal credit score

By

Bill Frost

09/07/2022

How Credit Scores Affect Small-Business Loans

Don’t know your FICO score? Learn it, then live it: Business.org navigates the numbers and...

small business owner with bad credit

By

Sarah Ryther Francom

09/03/2022

How to Finance Your Business with Bad Credit

A low personal credit score doesn't have to keep you from getting small-business funding. So...

Commercial Real Estate Loans

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By

Chloe Goodshore

12/05/2022

Best Commercial Real Estate Loans 2023

Chloe Goodshore

12/06/2022

How to Get a Commercial Real Estate Loan

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Bill Frost

08/29/2022

Commercial Real Estate Loan Rates

Commercial real estate brokers

Chloe Goodshore

07/01/2022

Commercial Bridge Loans: A Stopgap Real Estate Financing Solution

Two Business People Calculating Finances

Chloe Goodshore

09/12/2022

What Is a Commercial Loan?

Explore All Growth Content

SBA Loans

The Types of SBA Business Loans Explained

Businessmen applying for SBA loans

SBA Loan Rates Explained

Businesswomen getting SBA business loan

How to Get an SBA Loan

Business owner doing the books

How to Get an SBA Disaster Loan

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A Guide to SBA 7(a) Loans

A Guide to SBA 7(a) Loans

A Guide to SBA 504 Loans

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SBA Express Loan Requirements & How they Work

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SBA Business Loan Calculator: Estimate Your SBA Term Loan Costs

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Latest Small-Business Loan Resources

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The 5 Best Startup Business Loans of 2023

Chloe Goodshore|July 07, 2023

Business.org reviews Lendio, Bluevine, and other top lenders for startups. Best overall Lendio Borrower requirements:...

Lendio, BlueVine, and Fundbox offer some of the best small business loans for women

10 Best Small-Business Loans for Women in 2023

Chloe Goodshore|July 07, 2023

Female business owners get rejected for loans at higher rates than their male counterparts.1 These...

Lendio, Fundera, and Funding Circle offer some of the best small business loans

Best Small Business Loans of 2023

Chloe Goodshore|June 07, 2023

If you’re in the market for a small-business loan, you’re in the right place. Best...

Commercial Real Estate Loan Rates

Chloe Goodshore|June 06, 2023

9 Best Unsecured Business Lines of Credit 2023

Sarah Ryther Francom|June 06, 2023

Best Working Capital Loans: A Comprehensive Guide

Gusto vs ADP Payroll

Chloe Goodshore|June 06, 2023

Best Small Business Payroll Loans 2023

Chloe Goodshore|June 06, 2023

Best Online Loans for Small Businesses 2023

Best Fast and Easy Business Loans in 2020

Chloe Goodshore|June 06, 2023

Best Fast and Easy Business Loans in 2023

Best Fundbox Alternatives

Chloe Goodshore|June 06, 2023

10 Best Fundbox Alternatives of 2023

Man happily getting a small business loan

Chloe Goodshore|June 06, 2023

The Ultimate Guide to Small-Business Loans

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Disclaimer: The information featured in this article is based on our best estimates of pricing, package details, contract stipulations, and service available at the time of writing. All information is subject to change. Pricing will vary based on various factors, including, but not limited to, the customer’s location, package chosen, added features and equipment, the purchaser’s credit score, etc. For the most accurate information, please ask your customer service representative. Clarify all fees and contract details before signing a contract or finalizing your purchase.

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